normativ.az
About Us
normativ.az is a digital platform that makes financial and legal calculations in Azerbaijan simple, accurate, and accessible to everyone.
When making decisions about taxes, loans, mortgages, salaries, child support, customs duties, and more, people often get lost in complex legal texts, changing interest rates, and conflicting sources. We built normativ.az to close that gap — with calculators fully aligned with current legislation, running in real time.
Our Mission
To make financial and legal information transparent, understandable, and immediately usable for the citizens and businesses of Azerbaijan. Every user should be able to calculate their situation precisely within seconds and make informed decisions with confidence.
Our Vision
To become the trusted standard for financial and legal calculations in Azerbaijan — the platform users turn to first, ahead of search results. We believe legal knowledge is not a privilege; it is a right.
Our Values
Accuracy
Every calculator is grounded in current legislation and updated regularly.
Transparency
Every result is backed by a legal source. No hidden formulas. No black boxes.
Simplicity
We translate complex law into language everyone can understand. No accounting degree needed.
Local thinking
Built for Azerbaijani reality: language, currency, legislation, banking products.
Users first
User benefit comes before advertising or sales.
Our Story
normativ.az was born from a simple observation: millions of people in Azerbaijan try every day to calculate their salary, loan, tax, or child support — but available tools are either outdated, built for accountants, or cover only one area. We decided to put an end to that fragmentation.
1
platform
7
modules
24+
calculators
2026
compliant
Why normativ.az?
Full compliance with Azerbaijan's 2026 legislation — updated daily
Real-time calculation — results appear as you type
Legal references — every result includes the relevant article of law
Comparison across 20 local banks — live data for mortgages, loans, and deposits
Fully in Azerbaijani — natural local language, no jargon
Free and registration-free — core calculators open to everyone
What We Offer
Human Resources
Salary, vacation, sick leave, severance, maternity benefit, business travel
Loans & Mortgage
Mortgage (ARİKZF + 20 banks), consumer loans, car loan / leasing
Tax & Entrepreneurship
Rental income tax, property tax, land tax
Savings & Investment
Bank deposit (20-bank comparison), pension benefit
Property & Housing
Notary fees, utility expenses
Family & Personal Finance
Child support, currency conversion
Customs & Import
Vehicle import, traveler allowances, EV/hybrid exemptions
Calculate. Understand. Decide.
All results are for informational purposes only and do not replace official legal decisions.